Important Legal Information

Your use of this website is subject to the following Terms of Use (Terms). These Terms are a binding agreement between you and Empower Funds, Inc. (Empower Funds), as well as its affiliates. By using or accessing this website, you accept and agree to be bound by these Terms. Your use of this website is governed by the version of the Terms in effect on the date this website is accessed by you. Empower Funds may modify these Terms at any time and without prior notice. You should review the most current version of the Terms by visiting the Empower Funds homepage and clicking on the "Legal" hyperlink located at the bottom of the page. These Terms are in addition to any other agreements between you and Empower Funds.

Copyright Policy

The content of this website is protected by applicable copyright laws. No permission is granted to copy, distribute, modify, post or frame-in this website, any text, graphics, software code, documents, designs or logos, or to take any other action inconsistent with Empower Funds' copyrights.

Unless you and Empower Funds agree otherwise in writing, links from another website to this website are not permitted.

Important Mutual Fund Information

Investors should carefully consider the investment objectives, risks, charges, and expenses of a fund before investing. Each mutual fund is described in a prospectus or fund profile that contains more complete information about the fund, including management fees and other charges and expenses.

Shares of mutual funds are not deposits of, or guaranteed or endorsed by, any financial institution; are not insured by the Federal Deposit Insurance Corporation (FDIC), the Federal Reserve Board, or any other agency; and involve risk, including the possible loss of the principal amount invested.

Information for Foreign Investors

This website is intended to be made available only to individuals in the United States, and the information on this website is only for such persons. Nothing on this website shall be considered a solicitation to buy or an offer to sell a security, or any other product or service, to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the laws of such jurisdiction.

Limitations on Investment Advice and Guidance

This website is not intended to provide legal, tax, investment or insurance advice. Nothing on this website should be construed as an offer to sell, a solicitation of any offer to buy, or a recommendation for any security by Empower Funds or any third party. You are solely responsible for determining whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your legal or tax professional regarding your specific situation.

Third-Party Content

Some of the content of this website is supplied by companies that are not affiliated with Empower Funds ("Third-Party Content"). Third-Party Content is protected by copyright pursuant to US laws and international treaties and is owned or licensed by the Third-Party Content provider(s). Empower Funds has not been involved in the preparation, adoption or editing of Third-Party Content and does not explicitly or implicitly endorse or approve such content. While Empower Funds makes every attempt to provide accurate and timely information to serve the needs of investors, neither Empower Funds nor the Third-Party Content providers guarantee its accuracy, timeliness, completeness or usefulness and are not responsible or liable for any such content.

Disclaimer of Warranties

All information and content of this website are subject to applicable statutes and regulations, furnished "as is, " without warranty of any kind, express or implied, including but not limited to implied warranties or merchantability, fitness for a particular purpose, or non-infringement.

Empower Funds does not warrant that this website will meet your needs, or that it will be uninterrupted, timely, secure or error-free.

Limitation of Liability

Empower Funds will not be liable to you or anyone else for any consequential, incidental, special, direct or indirect damages (including but not limited to lost profits, trading losses or damages that result from use or loss of use of this website, inconvenience or delay). This is true even if Empower Funds has been advised of the possiblity of such damages or losses.

Empower Funds will not be liable to you or anyone else for any loss resulting from a cause over which Empower Funds does not have direct control.


As a condition of your use of this website, you agree to indemnify and hold Empower Funds and its Third-Party Content providers from and against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys' fees) arising from your use of the website, or from your violation of these Terms.

Governing Law

These Terms and their enforcement are governed by the laws of the State of Colorado, without regard to conflicts of laws, and shall inure to the benefit of Empower Funds' successors and assigns, whether by merger, consolidation or otherwise.


If a court of competent jurisdiction deems any provision of the Terms unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provision will remain in full force and effect.

Shares of the Funds of Empower Funds, Inc. (Empower Funds) are sold only through their currently effective prospectuses. Shares of certain Funds are not available to the general public but are offered only to insurance company separate accounts for certain variable annuity contracts and variable life policies, to individual retirement account (IRA) custodians or trustees, and to plan sponsors of certain qualified retirement plans. Certain Funds are also available to college savings programs and to asset allocation funds that are series of Empower Funds. For those Funds that are not available to the general public, an individual investor cannot purchase shares of the Funds directly; rather, he or she must own a variable annuity contract, variable life insurance policy or IRA, or participate in a qualified retirement plan or college savings program that makes one or more of the Funds available for investment.

Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc., Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC; Empower Funds, Inc.; and registered investment adviser, Empower Advisory Group, LLC. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice.

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